Meskipun masuk ke situs web atau aplikasi melalui portal login bukanlah proses yang efektif, namun proses itu masih lazim digunakan dalam kehidupan digital kita. Hampir setiap orang melewati proses login setiap hari. Dari sudut pandang pengguna, pengalaman login situs web atau aplikasi sama pentingnya dengan fitur lainnya. Orang-orang saat ini menginginkan semuanya dilakukan secara cepat dan sederhana, termasuk proses login ini. Tak jarang, bahkan beberapa dari mereka mengeluhkan perlunya beberapa langkah login sebelum mengakses apa yang mereka inginkan. Tetapi apakah kesederhanaan proses login selalu menguntungkan pelanggan? Ya, dari segi waktu dan pengalaman pelanggan, tapi bagaimana dengan keamanannya?

Kerentanan Login Hanya dengan Kata Sandi

Proses login yang memerlukan pengisian nama pengguna (username) dan kata sandi (password) sebelum akses diberikan disebut sebagai single-factor authentication. Terlepas dari semua perkembangan teknologi saat ini, banyak orang masih tidak mamahami urgensi dari hal penggunaan kata sandi dan keamanan. Sehingga, kebanyakan dari mereka lebih memilih proses login yang simple dan cepat seperti single-factor authentication ini. Kata sandi sering digunakan kembali di beberapa akun, baik akun pribadi maupun perusahaan. Keahlian pihak perentas (hacker) yang semakin meningkat akan memudahkan mereka melakukan pelanggaran akses data melalui penyusupan kata sandi.

Menurut CNET, hacker telah menerbitkan hingga 555 juta kata sandi curian di dark web sejak 2017. Untuk mencegah kata sandi dan data pelanggan serta perusahaan Anda terekspos, Anda harus mengaktifkan solusi multi-factor authentication pada sistem akses login Anda. Otentikasi yang kuat seperti multi-factor authentication, akan memaksa hacker untuk melewati dan menyediakan bentuk otentikasi lainnya selain nama pengguna dan kata sandi untuk melakukan perentasan. Sehingga, hacker akan langsung berhenti jika upaya perentasan otentikasi sekunder mereka gagal.

Aktifkan Multi-factor Authentication

Multi-factor authentication (MFA) adalah kumpulan teknologi yang digunakan untuk memverifikasi identitas pengguna. Solusi teknologi ini akan menggunakan pendekatan dua langkah atau lebih untuk meyakinkan sistem bahwa orang yang masuk ke akun adalah pengguna yang sah. Meskipun hacker masih bisa saja melewati multi-factor authentication, tapi solusi ini tetaplah sangat penting untuk mencegah kemungkinan hacker melanjutkan peretasan mereka.

Otentikasi fisik (data biometrik), email dan nomor telepon untuk kode cadangan (OTP), pemberitahuan push, dan metode canggih lain biasanya digunakan dalam multi-factor authentication. Untuk mencapai otentikasi yang benar-benar aman, prosedur otentikasi harus melibatkan setidaknya dua teknologi yang berasal dari golongan teknologi yang berbeda. Dengan mengutamakan keamanan otentikasi berlapis, data perusahaan dan pelanggan Anda akan terhindar dari perentasan hacker. Meskipun pelanggan lebih mendambakan kesederhanaan proses login, perusahaan Anda harus tetap memprioritaskan keamanan melalui multi-factor authentication yang mudah dilakukan.

Bagaimana PhinTech Dapat Membantu Anda Menyediakan Multi-Factor Authentication

Bertanggung jawab atas sejumlah besar data sensitif milik pelanggan dan pekerja Anda mungkin tampak sulit dan berisiko, terkhususnya untuk perusahaan yang bergerak di sektor keuangan. Namun, Anda tidak perlu takut dan bingung untuk memilih penyedia solusi multi-factor authentication terbaik. Anda bisa menyerahkan segala hal yang berkaitan dengan implementasi solusi multi-factor authentication kepada PhinTech. PhinTech akan membantu Anda mulai dari memberikan konsultasi keamanan yang efektif, memungkinkan implementasi solusi secara cepat, dan menyediakan layanan setelahnya selama 24/7. Mengimplementasikan solusi multi-factor authentication bersama Phintech akan memastikan pelanggan dan perusahaan Anda mendapatkan pengalaman proses otentikasi login yang mudah dan aman.

Dapatkan informasi lengkap mengenai solusi multi-factor authentication dengan mengirimkan email ke marketing@phintraco.com.

Referensi:

https://www.onespan.com/blog/hackers-love-companies-dont-use-multifactor-authentication

https://www.onespan.com/topics/multi-factor-authentication

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Bringing The Best Feature for Mobile App

Wajib Pungut (WAPU), or pemungut, is one of the users of e-Meterai on a large scale. After knowing what WAPU is and what companies are included in WAPU, we will now discuss how these companies can register and purchase e-Meterai from the MitraComm Ekasarana Channel as one of the distributors selected by PERURI.

Registration Process for WAPU

The WAPU registration process is carried out through the Supply Chain Meterai (SCM) with the knowledge of the distributor who will approve the registration. Below are the easy steps that WAPU has to do to register:

1.      Data Collection

To register, the company must prepare several data needed for the process, such as:

• Company name
• Company’s address
• Coordinates (optional)
• NPWP
• TDP/NIB
• PIC data (SPV, FIN, and STAFF) including name, email, and mobile number
• Contract (between Distributor and WAPU)

2.      Review and Approval

When the required data has been prepared and collected, the distributor will conduct a legal review before approving the registration. If all the related data is legal, correct, and valid, the distributor will give the registration approval for WAPU to make transactions with e-Meterai.

3.      User and Password Distribution

Pemungut (WAPU) must also place orders through the Supply Chain Meterai (SCM) platform. WAPU needs to have a user and password to access the account. If the review and approval are successful, the distributor will provide a user and password to make transactions and order e-Meterai quota.

e-Meterai Ordering Process for WAPU

The e-Meterai that WAPU has ordered will be in the form of a quota or stock of ready-to-use e-Meterai. The payment of e-Meterai for WAPU is post-paid, which is done after they use it. Pemungut (WAPU) must use at least 1,000 e-Meterai every month.

1.      PR (Purchase Request) & PO (Purchase Order) Submission

In this submission process, the STAFF responsible for collecting (WAPU) must make a PR through the Supply Chain Meterai (SCM). This process is almost the same as placing an order to a distributor.

2.      Review and Approval

After the PR is completed, the WAPU SPV must approve and continue the process with the PO making by the STAFF. After becoming a PO, the SPV Distributor will review the deposited PO. If the PO is correct, the distributor will approve the request for the quota or stock of e-Meterai by WAPU. Next, the system will send the e-Meterai quota to their system.

Besides WAPU, wholesalers, end-users, and enterprises can also register and purchase e-Meterai through the MitraComm Ekasarana Channel at mitracomm.e-meterai.co.id. MitraComm Ekasarana, through its business unit, MitraComm Ekasarana Channel Solution, is a trusted e-Meterai distributor company selected directly by PERURI. We will provide precise and clear directions for you during the required process.

Find out more information about e-Meterai by contacting us through marketing@phintraco.com.

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3 Advantages of e-Meterai That You Need to Know

How do mobile apps change the world? Before that, only global companies have their mobile apps. One of those companies is Banking which has mobile banking. With the integration of smartphones and technology into our daily lives, digitalization made e-commerce have mobile apps in making buying and selling transactions. Then, in recent years, the Pandemic makes almost industrial fields have mobile apps. Industries like manufacturing, travel and tourism, real estate, fashion, sport, entertainment, and hyperlocal marketplaces have major fiscal shocks.

Now, most of the service we need has their platform. In send items could now through the application. Besides that, UMKM already has its application to be more connected with customers. As we know, investing to make a mobile application is not cheap. The strategy must be planned carefully that the application development can improve revenue. If you want to build mobile apps for your business, make sure your mobile apps have the best features so that your customers are loyal to the products you sell, and it can improve the customers’ number. best feature mobile apps

Tips for Build Best Features for Mobile App

All of you start-up companies or even large companies entering into the digital world must know the best features for your mobile apps so that the investment made will help the company grow. The design of the created application should have exciting features for your customers. Customers like a different and easier experience. Here are the most compelling features of the best mobile apps :

1. Simplicity

A simple application is a key to all existing applications. Simplicity gives your app a competitive advantage. A fluid app experience keeps users on their toes. If the application created is slow to load images and information, customers or users can quickly switch to another application. Don’t let it happen in your application.

2. Fast loading time

Another main feature in a mobile application is fast loading time. This is what decides for you whether your users keep your app or even leave your app and delete the app. Applications should not take more than 2 seconds to load images or information. Customers don’t want to wait long to get the services they offer, especially if other apps are similar to yours.

3. Integrate with Social Media

Social media is the main tool for communication and collaboration. Your business should see this opportunity and take advantage of it. The application’s ability to share content to other social media can make your application more known to many people and increase new users. The ease of logging in to applications using social media can also be one of the right features to make it easier for your customers to register for your application.

4. In-App Payment System

Moreover, integration is one of the most valuable things for your business. Integrating Payment gateway solutions is very important to be available in the application. This will make the checkout process safer and faster. The payment system available in the application is also something that customers consider that your application is legit. The payment gateway in the application must also have a fast loading time, so you don’t lose customers.

5. User testimonials

Testimonials become an important feature for the application. Users already using your app can give their opinion about the services you create. This will also help you get new users.

6. Compatible with iOS and Android systems

Android and iOS are the most popular systems used by the community. It is best if an application can be installed on both systems to have more customer segmentation. The possibility that your application will succeed in the market is maximized. best feature mobile apps

Build Your Business Mobile App with Mitracomm Ekasarana

The best features that have been described can be easily prevented if you cooperate with Mitracomm Ekasarana, a subsidiary of the Phintraco Group. You can also add other features according to the company’s needs and problems. Mitracomm Ekasarana has three business units: Mitracomm Ekasarana Channel Solution (MECS), which serves mobile application development. System coding to API integration and platform availability for Android and iOS can be done with MECS. MECS has a team of experts and experience serving companies in various industries, one of which is in the financial industry. You can see the problems and challenges as well as the solutions presented here.

Visit our website at http://mecs.mitracomm.com/ or contact us via email at marketing@phintraco.com to get complete information about the mobile application solution.

best feature mobile app